Deadline

Year-end FSA spend guide

Most FSAs expire December 31. Spend smart — not just to spend.

Check your plan: some FSAs offer a $640 carryover or 2.5-month grace period. Most don't.

Top end-of-year picks

EltaMD UV Clear SPF 46

EltaMD

EltaMD UV Clear SPF 46
24,686
$41
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Mighty Patch Original

Hero Cosmetics

Mighty Patch Original
28,172
$13
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Neutrogena Ultra Sheer SPF 100

Neutrogena

Neutrogena Ultra Sheer SPF 100
6,317
$16
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Cetaphil Sheer Mineral SPF 50

Cetaphil

Cetaphil Sheer Mineral SPF 50
21,636
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Differin Adapalene Gel 0.1%

Differin

Differin Adapalene Gel 0.1%
24,005
$16
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Vanicream Mineral Sunscreen SPF 50

Vanicream

Vanicream Mineral Sunscreen SPF 50
4,124
$15
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Systane Ultra Lubricant Eye Drops

Alcon

Systane Ultra Lubricant Eye Drops
11,386
$18
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

TheraTears Dry Eye Therapy

TheraTears

TheraTears Dry Eye Therapy
21,027
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Opti-Free Replenish Solution

Alcon

Opti-Free Replenish Solution
1,075
$16
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Refresh Tears Lubricant Eye Drops

Allergan

Refresh Tears Lubricant Eye Drops
4,046
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

OCuSOFT Lid Scrub Original

OCuSOFT

OCuSOFT Lid Scrub Original
5,608
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Band-Aid Flexible Fabric Bandages

Band-Aid

Band-Aid Flexible Fabric Bandages
22,929
$8
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Neosporin Original Antibiotic Ointment

Neosporin

Neosporin Original Antibiotic Ointment
22,894
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Tylenol Extra Strength Caplets

Tylenol

Tylenol Extra Strength Caplets
10,033
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Claritin 24 Hour Allergy Relief

Claritin

Claritin 24 Hour Allergy Relief
1,182
$29
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

NyQuil SEVERE Cold & Flu

Vicks

NyQuil SEVERE Cold & Flu
9,566
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Pepto-Bismol Caplets

Pepto-Bismol

Pepto-Bismol Caplets
10,397
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Cortizone-10 Maximum Strength

Cortizone-10

Cortizone-10 Maximum Strength
994
$9
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Johnson & Johnson First Aid Kit

Johnson & Johnson

Johnson & Johnson First Aid Kit
913
$18
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Theragun Mini

Therabody

Theragun Mini
27,051
$199
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Biofreeze Pain Relief Roll-On

Biofreeze

Biofreeze Pain Relief Roll-On
27,854
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

TENS 7000 2nd Edition

TENS 7000

TENS 7000 2nd Edition
21,567
$38
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Icy Hot Medicated Patch

Icy Hot

Icy Hot Medicated Patch
19,124
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Bengay Ultra Strength Pain Relief Cream

Bengay

Bengay Ultra Strength Pain Relief Cream
10,506
$11
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

PureRelief XL Heating Pad

Pure Enrichment

PureRelief XL Heating Pad
17,420
$35
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Bonafide Relizen

Bonafide

Bonafide Relizen
6,265
$50
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Spectra S2 Plus Breast Pump

Spectra

Spectra S2 Plus Breast Pump
10,322
$175
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Haakaa Silicone Breast Pump

Haakaa

Haakaa Silicone Breast Pump
5,562
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Frida Mom Upside Down Peri Bottle

Frida Mom

Frida Mom Upside Down Peri Bottle
6,557
$16
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Braun ThermoScan 7 Ear Thermometer

Braun

Braun ThermoScan 7 Ear Thermometer
21,756
$59
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

NoseFrida Nasal Aspirator

Frida Baby

NoseFrida Nasal Aspirator
24,077
$21
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Lansinoh HPA Lanolin Nipple Cream

Lansinoh

Lansinoh HPA Lanolin Nipple Cream
23,953
$11
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Midol Complete Menstrual Relief

Midol

Midol Complete Menstrual Relief
19,470
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Tampax Pearl Tampons

Tampax

Tampax Pearl Tampons
17,574
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Lunette Menstrual Cup

Lunette

Lunette Menstrual Cup
14,113
$40
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Therabody SmartGoggles

Therabody

Therabody SmartGoggles
27,515
$199
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

ZzzQuil Pure Zzzs Melatonin

Vicks

ZzzQuil Pure Zzzs Melatonin
1,263
$13
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Omron 10 Series Blood Pressure Monitor

Omron

Omron 10 Series Blood Pressure Monitor
28,383
$89
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Accu-Chek Guide Glucose Meter

Roche

Accu-Chek Guide Glucose Meter
25,018
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Zacurate Pro Series 500DL Pulse Oximeter

Zacurate

Zacurate Pro Series 500DL Pulse Oximeter
21,408
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

iHealth Track Wireless Blood Pressure Monitor

iHealth

iHealth Track Wireless Blood Pressure Monitor
7,063
$45
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Dramamine Non-Drowsy Naturals

Dramamine

Dramamine Non-Drowsy Naturals
6,240
$11
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Sea-Band Acupressure Wristbands

Sea-Band

Sea-Band Acupressure Wristbands
19,076
$9
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Adventure Medical Kits Travel Kit

Adventure Medical

Adventure Medical Kits Travel Kit
22,020
$22
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Oral-B Pro 1000 Electric Toothbrush

Oral-B

Oral-B Pro 1000 Electric Toothbrush
14,822
$49
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Waterpik Aquarius Water Flosser

Waterpik

Waterpik Aquarius Water Flosser
20,468
$99
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

DenTek Comfort-Fit Dental Guard

DenTek

DenTek Comfort-Fit Dental Guard
16,231
$32
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Listerine Total Care Mouthwash

Listerine

Listerine Total Care Mouthwash
21,473
$9
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

La Roche-Posay Anthelios Melt-In Milk SPF 100

La Roche-Posay

La Roche-Posay Anthelios Melt-In Milk SPF 100
4,849
$36
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Aveeno Positively Mineral SPF 50

Aveeno

Aveeno Positively Mineral SPF 50
16,256
$15
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

CeraVe AM Facial Moisturizing Lotion SPF 30

CeraVe

CeraVe AM Facial Moisturizing Lotion SPF 30
4,161
$18
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Paula's Choice Skin Perfecting 2% BHA Liquid

Paula's Choice

Paula's Choice Skin Perfecting 2% BHA Liquid
21,302
$34
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Lotrimin AF Athlete's Foot Antifungal Cream

Lotrimin

Lotrimin AF Athlete's Foot Antifungal Cream
5,356
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Compound W Maximum Strength Wart Remover

Compound W

Compound W Maximum Strength Wart Remover
8,554
$11
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Bausch + Lomb Biotrue Contact Lens Solution

Bausch + Lomb

Bausch + Lomb Biotrue Contact Lens Solution
26,051
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Visine Original Redness Relief Eye Drops

Visine

Visine Original Redness Relief Eye Drops
10,157
$9
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Pataday Once Daily Eye Allergy Itch Relief

Alcon

Pataday Once Daily Eye Allergy Itch Relief
26,187
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Flonase Sensimist Allergy Relief Nasal Spray

Flonase

Flonase Sensimist Allergy Relief Nasal Spray
17,567
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Zyrtec 24 Hour Allergy Relief Tablets

Zyrtec

Zyrtec 24 Hour Allergy Relief Tablets
24,713
$29
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Mucinex DM Maximum Strength

Mucinex

Mucinex DM Maximum Strength
18,377
$18
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Benadryl Ultratabs Antihistamine Allergy Relief

Benadryl

Benadryl Ultratabs Antihistamine Allergy Relief
2,883
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Vicks VapoRub Cough Suppressant Ointment

Vicks

Vicks VapoRub Cough Suppressant Ointment
24,911
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Zicam Cold Remedy Rapidmelts

Zicam

Zicam Cold Remedy Rapidmelts
20,051
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Gas-X Extra Strength Softgels

Gas-X

Gas-X Extra Strength Softgels
25,256
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

MiraLax Laxative Powder

MiraLax

MiraLax Laxative Powder
26,488
$25
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Colace Regular Strength Stool Softener

Colace

Colace Regular Strength Stool Softener
1,947
$13
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Breathe Right Extra Strength Nasal Strips

Breathe Right

Breathe Right Extra Strength Nasal Strips
23,078
$15
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

KT Tape Pro Kinesiology Tape

KT Tape

KT Tape Pro Kinesiology Tape
6,057
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

ACE Brand Elastic Bandage with Clips

ACE

ACE Brand Elastic Bandage with Clips
26,327
$8
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Mueller Adjustable Hinged Knee Brace

Mueller

Mueller Adjustable Hinged Knee Brace
14,235
$35
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Aspercreme Max Strength 4% Lidocaine

Aspercreme

Aspercreme Max Strength 4% Lidocaine
9,023
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Tiger Balm Ultra Strength

Tiger Balm

Tiger Balm Ultra Strength
11,324
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Unisom SleepTabs Nighttime Sleep Aid

Unisom

Unisom SleepTabs Nighttime Sleep Aid
5,025
$13
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Nature Made Melatonin 5mg

Nature Made

Nature Made Melatonin 5mg
18,196
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Clearblue Digital Pregnancy Test

Clearblue

Clearblue Digital Pregnancy Test
11,329
$16
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

First Response Early Result Pregnancy Test

First Response

First Response Early Result Pregnancy Test
9,753
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Clearblue Advanced Digital Ovulation Test

Clearblue

Clearblue Advanced Digital Ovulation Test
26,433
$49
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

TRUE METRIX Self Monitoring Glucose Meter

Trividia Health

TRUE METRIX Self Monitoring Glucose Meter
28,304
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

BD Ultra-Fine Insulin Pen Needles

BD

BD Ultra-Fine Insulin Pen Needles
14,424
$30
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Pre-Seed Fertility-Friendly Lubricant

Pre-Seed

Pre-Seed Fertility-Friendly Lubricant
4,727
$22
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Frida Baby Windi the Gaspasser

Frida Baby

Frida Baby Windi the Gaspasser
19,666
$15
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Softdisc Menstrual Discs

Softdisc

Softdisc Menstrual Discs
26,650
$15
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

U by Kotex Security Tampons

U by Kotex

U by Kotex Security Tampons
23,856
$9
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Sensodyne Pronamel Mineral Boost Toothpaste

Sensodyne

Sensodyne Pronamel Mineral Boost Toothpaste
12,012
$9
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

ACT Total Care Anticavity Fluoride Mouthwash

ACT

ACT Total Care Anticavity Fluoride Mouthwash
2,334
$8
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Crest Pro-Health Advanced Toothpaste

Crest

Crest Pro-Health Advanced Toothpaste
17,749
$8
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Bonine Motion Sickness Relief Chewable Tablets

Bonine

Bonine Motion Sickness Relief Chewable Tablets
8,305
$11
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Pepto-Bismol To Go Packets

Pepto-Bismol

Pepto-Bismol To Go Packets
4,045
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

EltaMD UV Sport Broad-Spectrum SPF 50

EltaMD

EltaMD UV Sport Broad-Spectrum SPF 50
8,814
$32
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

CeraVe AM Facial Moisturizing Lotion SPF 30

CeraVe

CeraVe AM Facial Moisturizing Lotion SPF 30
26,460
$20
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

La Roche-Posay Anthelios Melt-In Milk Sunscreen SPF 60

La Roche-Posay

La Roche-Posay Anthelios Melt-In Milk Sunscreen SPF 60
20,759
$37
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Blue Lizard Sport Mineral Sunscreen SPF 50+

Blue Lizard

Blue Lizard Sport Mineral Sunscreen SPF 50+
8,136
$19
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Coppertone SPORT Sunscreen Lotion SPF 50

Coppertone

Coppertone SPORT Sunscreen Lotion SPF 50
4,070
$12
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Vanicream Mineral Sunscreen SPF 35

Vanicream

Vanicream Mineral Sunscreen SPF 35
16,120
$16
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Aveeno Protect + Hydrate Body Sunscreen SPF 60

Aveeno

Aveeno Protect + Hydrate Body Sunscreen SPF 60
14,299
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Cetaphil Sheer 100% Mineral Sunscreen SPF 50

Cetaphil

Cetaphil Sheer 100% Mineral Sunscreen SPF 50
1,597
$18
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Differin Adapalene Gel 0.1% Acne Treatment

Differin

Differin Adapalene Gel 0.1% Acne Treatment
20,139
$14
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

PanOxyl 10% Benzoyl Peroxide Maximum Strength Acne Foaming Wash

PanOxyl

PanOxyl 10% Benzoyl Peroxide Maximum Strength Acne Foaming Wash
20,771
$11
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Neutrogena Oil-Free Acne Wash with 2% Salicylic Acid

Neutrogena

Neutrogena Oil-Free Acne Wash with 2% Salicylic Acid
21,503
$10
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

CeraVe Salicylic Acid Cleanser for Face

CeraVe

CeraVe Salicylic Acid Cleanser for Face
2,397
$13
HSA & FSA Eligible

✓ Use your HSA/FSA card at checkout

Still have questions?

Use the eligibility checker to verify any product before you buy.