Is Spectra S2 Plus Breast Pump HSA or FSA Eligible?

Breast pumps and nursing equipment are explicitly listed as qualified medical expenses under IRS Publication 502. The ACA mandates insurance coverage for breast pumps, and they are always eligible for HSA/FSA reimbursement.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Purchase Spectra S2 Plus Breast Pump directly with your HSA or FSA debit card — no pre-approval needed.
2. Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
3. Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
4. Save receipts for 7 years in case of an IRS audit.