Terms of Service

Acceptance of Terms

By accessing or using HSA Shopping (hsashopping.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this site.

Informational Purpose Only

HSA Shopping provides general informational content about HSA and FSA eligibility for educational purposes only. Nothing on this site constitutes tax advice, legal advice, financial advice, or medical advice.

HSA and FSA eligibility rules are determined by the IRS and may vary based on your specific plan, employer, and individual circumstances. Information on this site is derived from publicly available IRS guidance (primarily IRS Publication 502) and the CARES Act of 2020, but may not reflect the most current guidance or your specific plan's rules.

Always consult your HSA or FSA plan administrator, a qualified tax professional, or your HR department to confirm eligibility before making purchasing decisions. HSA Shopping is not responsible for any tax liability, penalties, or financial consequences resulting from reliance on information presented on this site.

Affiliate Relationships

This site contains affiliate links, primarily to Amazon. We earn commissions on qualifying purchases made through these links. This is disclosed prominently throughout the site and in our Affiliate Disclosure. Affiliate relationships do not influence our eligibility determinations.

Accuracy of Information

We make reasonable efforts to keep eligibility information accurate and current, but we make no warranties, express or implied, about the completeness, accuracy, reliability, or suitability of the information on this site. IRS rules change annually. Product formulations change. Plan administrator interpretations vary.

If you find an error in our eligibility information, please contact us at hello@hsashopping.com so we can correct it.

No Endorsement of Third-Party Products

Listing a product on HSA Shopping does not constitute an endorsement of that product's quality, safety, or effectiveness. Products are listed based on their IRS eligibility status only. Always review product safety information before use.

Intellectual Property

The content on this site — including text, article content, eligibility guides, and site design — is owned by HSA Shopping and protected by copyright. You may not reproduce, redistribute, or commercially exploit our content without written permission. Linking to our site and quoting brief excerpts with attribution is permitted.

Limitation of Liability

To the maximum extent permitted by applicable law, HSA Shopping and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this site or reliance on information presented here, including but not limited to tax penalties, disallowed HSA/FSA claims, or financial losses.

Your use of this site is at your own risk. The site is provided "as is" without warranties of any kind.

External Links

This site contains links to third-party websites, including Amazon and other retailers. We are not responsible for the content, privacy practices, or accuracy of information on external sites. Links do not constitute endorsement.

Changes to These Terms

We may update these Terms of Service at any time. Changes are effective immediately upon posting. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site constitutes acceptance of any updated terms.

Governing Law

These terms are governed by the laws of the United States. Any disputes shall be resolved in a court of competent jurisdiction in the United States.

Contact

Questions about these Terms of Service? Email hello@hsashopping.com.