Is Zacurate Pro Series 500DL Pulse Oximeter HSA or FSA Eligible?

Pulse oximeters are FDA-regulated diagnostic medical devices. They are explicitly qualified under IRS Publication 502 for measuring blood oxygen levels, particularly important for patients with respiratory or cardiac conditions.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Purchase Zacurate Pro Series 500DL Pulse Oximeter directly with your HSA or FSA debit card — no pre-approval needed.
2. Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
3. Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
4. Save receipts for 7 years in case of an IRS audit.