About
We help you spend smarter.
Pre-tax health dollars are one of the best deals in the US tax code. Most people leave money on the table.
HSA Shopping exists because the HSA and FSA system is confusing by design — and the cost of that confusion is real money left unspent, forfeited, or taxed unnecessarily.
The average American with an HSA contributes $1,500–$2,500 per year. At a 22% effective tax bracket, that's $330–$550 in annual tax savings — money that stays in your pocket instead of going to the IRS. People who understand the system capture that savings every year. People who don't, don't.
Our mission is simple: make HSA and FSA eligibility so clear and so searchable that every person with a health account can spend their pre-tax dollars confidently, without guessing, without getting claims rejected, and without leaving money on the table.
IRS-sourced
Every eligibility determination traces back to IRS Publication 502 or the CARES Act of 2020. Not guesswork.
Editorial independence
Affiliate commissions never influence eligibility ratings. If it's not eligible, we say so.
Built for real savings
We focus on products people actually buy — not obscure edge cases. Real dollars, real savings.
How the site works
We maintain a catalog of 850+ HSA and FSA eligible products organized across 12 categories. Each product page clearly states whether the product is fully eligible, eligible with a Letter of Medical Necessity (LMN), sometimes eligible, or not eligible.
Eligibility is sourced from IRS Publication 502, the FSA Store eligibility list, HSA plan administrator guidance, and the CARES Act of 2020. We update for new IRS guidance each tax year.
We earn a commission when you buy through our Amazon affiliate links. This helps support the site and is disclosed prominently everywhere it occurs. It does not affect eligibility determinations.
Not tax or legal advice
Information on HSA Shopping is for general educational purposes only and does not constitute tax advice, legal advice, or financial advice. Always confirm eligibility with your plan administrator and consult a qualified tax professional for advice specific to your situation.