Is Lumie Arabica Wake-Up Light Therapy Alarm Clock HSA or FSA Eligible?
Yes โ Lumie Arabica Wake-Up Light Therapy Alarm Clock is HSA and FSA eligible. No prescription or LMN required.
Eligibility status
HSA
Eligible
FSA
Eligible
LMN required
No
Last verified May 2026
Lumie
Lumie Arabica Wake-Up Light Therapy Alarm Clock
Sunrise simulation lamp with gradual 30-minute dawn for SAD treatment, timed light therapy, and natural wake-up.
$110
Affiliate link โ supports this site at no cost to you
Why this eligibility status?
Lumie wake-up light therapy devices are used to treat Seasonal Affective Disorder, which qualifies under IRS Publication 502.
The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.
How to use HSA/FSA for this product
- Purchase Lumie Arabica Wake-Up Light Therapy Alarm Clock directly with your HSA or FSA debit card โ no pre-approval needed.
- Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
- Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
- Save receipts for 7 years in case of an IRS audit.
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Frequently asked
Sources & last update
- IRS Publication 502 โ Medical and Dental Expenses
- FSA Store Eligibility List
- CARES Act of 2020 โ OTC Drug Expansion
Last updated: May 2026