Is Verilux HappyLight Luxe 10,000 Lux Light Therapy Lamp HSA or FSA Eligible?

Light therapy lamps for Seasonal Affective Disorder (SAD) are medical devices that may qualify as HSA/FSA expenses with a Letter of Medical Necessity from a licensed healthcare provider diagnosing SAD.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Schedule an appointment with your doctor and discuss the medical condition you need to manage.
2. Request a Letter of Medical Necessity (LMN) citing Verilux HappyLight Luxe 10,000 Lux Light Therapy Lamp by name.
3. Purchase the product with your HSA/FSA debit card, or pay out of pocket.
4. Submit your receipt + LMN through your plan administrator's portal.
5. Save the documentation for at least 7 years for IRS records.