Is Everlywell Women's Health At-Home Test HSA or FSA Eligible?
Yes — Everlywell Women's Health At-Home Test is HSA and FSA eligible. No prescription or LMN required.
Eligibility status
HSA
Eligible
FSA
Eligible
LMN required
No
Last verified May 2026
Everlywell
Everlywell Women's Health At-Home Test
At-home women's hormone panel measuring estradiol, testosterone, cortisol, TSH, and more from a finger-prick sample.
$149
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Why this eligibility status?
Diagnostic hormone tests are qualified medical expenses for monitoring medical conditions under IRS Publication 502.
The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.
How to use HSA/FSA for this product
- Purchase Everlywell Women's Health At-Home Test directly with your HSA or FSA debit card — no pre-approval needed.
- Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
- Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
- Save receipts for 7 years in case of an IRS audit.
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Frequently asked
Sources & last update
- IRS Publication 502 — Medical and Dental Expenses
- FSA Store Eligibility List
- CARES Act of 2020 — OTC Drug Expansion
Last updated: May 2026