Is Topricin Foot Therapy Cream 4 oz HSA or FSA Eligible?

Pain relief products including topical analgesics, medical devices, and heating pads are qualified medical expenses under IRS Publication 502. The CARES Act confirmed OTC eligibility for analgesic medications.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Purchase Topricin Foot Therapy Cream 4 oz directly with your HSA or FSA debit card — no pre-approval needed.
2. Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
3. Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
4. Save receipts for 7 years in case of an IRS audit.