Is Lumin CPAP Mask Cleaner and Sanitizer HSA or FSA Eligible?

CPAP cleaning devices using UV light may be eligible as CPAP maintenance accessories. Eligibility can vary by plan since some administrators classify UV sanitizers differently from standard CPAP supplies.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Purchase Lumin CPAP Mask Cleaner and Sanitizer directly with your HSA or FSA debit card — no pre-approval needed.
2. Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
3. Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
4. Save receipts for 7 years in case of an IRS audit.