Is Life Alert Medical Alert System — Monitored HSA or FSA Eligible?

Monitored medical alert systems may qualify as medical expenses under IRS Publication 502 for individuals with documented fall risk or medical conditions, typically requiring an LMN.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Schedule an appointment with your doctor and discuss the medical condition you need to manage.
2. Request a Letter of Medical Necessity (LMN) citing Life Alert Medical Alert System — Monitored by name.
3. Purchase the product with your HSA/FSA debit card, or pay out of pocket.
4. Submit your receipt + LMN through your plan administrator's portal.
5. Save the documentation for at least 7 years for IRS records.