Is Disposable KN95 Face Masks 50-Pack HSA or FSA Eligible?

KN95 face masks are eligible medical expenses per IRS Notice 2021-26 for protection against respiratory illness.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Purchase Disposable KN95 Face Masks 50-Pack directly with your HSA or FSA debit card — no pre-approval needed.
2. Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
3. Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
4. Save receipts for 7 years in case of an IRS audit.