Is Crest Complete Whitening with Scope Toothpaste 6 oz HSA or FSA Eligible?
Yes — Crest Complete Whitening with Scope Toothpaste 6 oz is HSA and FSA eligible. No prescription or LMN required.
Eligibility status
HSA
Eligible
FSA
Eligible
LMN required
No
Last verified May 2026
Crest
Crest Complete Whitening with Scope Toothpaste 6 oz
Fluoride toothpaste with whitening and Scope mouthwash freshness for cavity prevention and breath confidence.
$7
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Why this eligibility status?
Fluoride toothpastes are OTC drugs for cavity prevention, eligible under IRS Publication 502.
The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.
How to use HSA/FSA for this product
- Purchase Crest Complete Whitening with Scope Toothpaste 6 oz directly with your HSA or FSA debit card — no pre-approval needed.
- Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
- Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
- Save receipts for 7 years in case of an IRS audit.
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Frequently asked
Sources & last update
- IRS Publication 502 — Medical and Dental Expenses
- FSA Store Eligibility List
- CARES Act of 2020 — OTC Drug Expansion
Last updated: May 2026