Is Colgate Optic White ComfortFit LED Teeth Whitening Kit HSA or FSA Eligible?

Dental care products that prevent or treat disease are qualified expenses under IRS Publication 502. Electric toothbrushes, water flossers, and dental guards are accepted by all major HSA/FSA administrators.

The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.

1. Purchase Colgate Optic White ComfortFit LED Teeth Whitening Kit directly with your HSA or FSA debit card — no pre-approval needed.
2. Alternatively, pay out of pocket and submit the receipt for reimbursement through your plan's portal or app.
3. Keep your receipt. If your card is declined (auto-substantiation failure), you can manually submit the receipt.
4. Save receipts for 7 years in case of an IRS audit.