Is Bearaby Cotton Napper Weighted Blanket 15 lb HSA or FSA Eligible?
Yes — Bearaby Cotton Napper Weighted Blanket 15 lb is HSA and FSA eligible when accompanied by a Letter of Medical Necessity (LMN) from a licensed healthcare provider.
Eligibility status
HSA
With LMN
FSA
With LMN
LMN required
Yes
Last verified May 2026
Bearaby
Bearaby Cotton Napper Weighted Blanket 15 lb
Hand-knit organic cotton chunky weighted blanket using natural pressure to improve sleep for anxiety and insomnia.
$229
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Why this eligibility status?
Weighted blankets for clinician-diagnosed insomnia, anxiety disorder, or sensory processing disorder require a Letter of Medical Necessity to qualify.
The full list of qualified medical expenses is defined in IRS Publication 502, updated annually. The CARES Act of 2020 expanded eligibility to include all OTC medicines and menstrual care products.
How to use HSA/FSA for this product
- Schedule an appointment with your doctor and discuss the medical condition you need to manage.
- Request a Letter of Medical Necessity (LMN) citing Bearaby Cotton Napper Weighted Blanket 15 lb by name.
- Purchase the product with your HSA/FSA debit card, or pay out of pocket.
- Submit your receipt + LMN through your plan administrator's portal.
- Save the documentation for at least 7 years for IRS records.
Letter of Medical Necessity required
Use our free template. Your doctor can sign it in 5 minutes.
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Frequently asked
Sources & last update
- IRS Publication 502 — Medical and Dental Expenses
- FSA Store Eligibility List
- CARES Act of 2020 — OTC Drug Expansion
Last updated: May 2026